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Money Girl

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Dealing with Debt: Expert Tips for Using a Balance Transfer Credit Card

July 18, 2026 4:00am 25 min

733. Ever wonder if using a balance transfer credit card could help you get out of debt faster? Laura interviews Mary Gameng, MBA and Credit Card Specialist with Citizens, and answers a listener question. Here are a few ...

Will Social Security be there for you?

July 17, 2026 4:00am 15 min

1036. Is Social Security in trouble, or is it just a lot of political noise? Laura answers a listener’s question about what the changes to the retirement fund mean for your financial future. You’ll learn the new tax caps...

The wedding series: plan your big day on an hourly budget

July 15, 2026 4:00am 26 min

1035. Host Laura Adams sits down with Plannie founder Annie Lee to expose the most common financial pitfalls couples make. Annie breaks down the "macro approach" to wedding design, explaining how to test-drive a planner ...

How to guide Gen Z to financial success

July 10, 2026 4:00am 13 min

1034. Watching the young adults in your life navigate their first "real" job is an exciting milestone—but it can also be stressful if you notice them carrying credit card debt or skipping out on savings. Laura answers a ...

The wedding series: How to avoid money mistakes in marriage

July 08, 2026 4:00am 25 min

1033. Host Laura Adams sits down with family law attorney Cari Rincker to unpack the crucial intersection of love, law, and your wallet. Cari reveals why every couple already has a prenuptial agreement (whether they sign...

Traditional vs. Roth 401(k) – Best strategy for side hustlers

July 03, 2026 4:00am 17 min

1032. Do you have extra side hustle income that’s pushing you into a higher tax bracket? In this episode, Laura answers a listener’s question about whether new self-employment earnings mean it's time to switch from a Rot...

The wedding series: business and budget behind the big day

July 01, 2026 4:00am 32 min

1031. Are you curious about hiring a wedding or event planner? Amanda Savory from Amanda Savory Events (ASE), a premier agency in New York City, joins Laura to discuss tips for working with a planner, ways to cut costs, ...

SAVE plan is gone: What student loan borrowers must do before July 1

June 26, 2026 4:00am 14 min

1030. If you have federal student loans or plan to use them to finance higher education, you must understand significant upcoming changes to the program. Find out the benefits and downsides of new legislation and how it ...

5 summer travel hacks that really save money

June 24, 2026 4:00am 11 min

1028. Does the cost of a summer vacation mean you have to stay home this year? Rising prices for travel, gas, food, and lodging can make a family getaway feel out of reach. But with the right strategies, you can enjoy a ...

Good Debt vs Bad Debt: Your Plan for Paying Off Debt Faster

June 20, 2026 4:00am 24 min

Do you know the difference between good and bad debt? Laura explains why it's a critical concept for saving money, building wealth, and creating more financial security. Plus, she covers a simple 7-step plan for paying o...

Should I invest a lump sum or equally throughout the year?

June 19, 2026 4:00am 10 min

1028. Laura answers a listener’s question about investing a lump sum or using a dollar-cost averaging (DCA) strategy. Find out what DCA is and its pros and cons whether you have a little or a lot to invest.Key takeawaysD...

7 steps to recession-proof your finances (Reissue)

June 17, 2026 4:00am 20 min

749. If you’re worried about a recession or just want to strengthen your finances, Laura covers seven steps to take now to ease the impact of a future hardship. Encore episode: This episode originally aired in November 2...

8 Micro Money Habits for Guaranteed Success

June 13, 2026 5:00am 17 min

Think you need to make monumental changes to achieve your financial goals? Think again. Money Girl has 8 micro money habits to help you take control of your finances, feel secure, and reach any realistic financial goal y...

7 money rules for new graduates

June 12, 2026 4:00am 11 min

1027. New graduates can create financial freedom by consistently following a few fundamental money rules. Laura reviews seven tips that can set young adults up for a lifetime of financial success.Expert advice for naviga...

Travel smarter–Inside travel insurance with World Nomads

June 10, 2026 4:00am 39 min

1026. Travel insurance expert, Christina Tunnah of World Nomads, breaks down the benefits of coverage and costly mistakes travelers should avoid. From medical emergencies abroad to unexpected trip interruptions, get insi...

How to reduce or avoid tax when selling a home

June 05, 2026 4:00am 15 min

1025. If you’re considering selling a home, you may wonder how it will affect your taxes. Laura answers a listener’s question on this topic and explains how to use a legit, massive tax exclusion that allows many homeowne...

4 ways to fund an early retirement penalty-free

June 03, 2026 4:00am 11 min

1024. Are you ready to quit working or to begin a financially independent lifestyle? Laura covers four ways to access your retirement funds without paying a hefty 10% early withdrawal penalty before 59.5. Key takeawaysUs...

10 Ways a 529 Plan Makes Education More Affordable

May 29, 2026 4:00am 14 min

1023. Are you worried about the future cost of education for yourself or a child? Laura reviews ten ways a 529 savings plan supercharges education savings and can even be used for young students, non-traditional coursewo...

6 Money Moves to Make Before a Potential Rate Hike

May 27, 2026 4:00am 12 min

1022. If you were expecting interest rates to drop, rising inflation is making it more likely for them to go up this year. Laura reviews six moves you shouldn’t overlook in a rising-rate environment to make your money wo...

Which Mortgage Is Right for You?

May 22, 2026 4:00am 16 min

1021. Looking for a mortgage but are unsure what’s best for you? Laura answers a question from a listener who’s ready to buy a home but is overwhelmed by mortgage choices. Find out whether a fixed- or adjustable-rate loa...

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