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The Art of War by Sun Tzu The Art of War by Sun Tzu Sun Tzu Blockchain Basics: Crypto, NFTs & Web3 Explained Blockchain Basics: Crypto, NFTs & Web3 Explained ELMA Chat GPT Podcast Chat GPT Podcast Sol Good Network 50 Shades of Planning 50 Shades of Planning Samuel Stafford The Data Center Daily The Data Center Daily The Data Center Daily — Lantern Podcasts The Daily Finance Brief | Markets, Business and Economic News The Daily Finance Brief | Markets, Business and Economic News The Daily Finance Brief The Gemini Brief - Investment Deep Dives The Gemini Brief - Investment Deep Dives Lukasz Tomicki and LRT Capital Management LLC 【我交易過人生】 【我交易過人生】 凡爸 Tony Robbins Podcast Daily Tony Robbins Podcast Daily Tony China Update China Update Tony Ready For Retirement Ready For Retirement James Conole, CFP® The Think Media Podcast The Think Media Podcast Think Media Maximum Lawyer Maximum Lawyer Tyson Mutrux Scale Your Insurance Agency | Hosted Daniel Metcalf & Mike Stromsoe Scale Your Insurance Agency | Hosted Daniel Metcalf & Mike Stromsoe Daniel Metcalf and Mike Stromsoe Wheel Talk Wheel Talk Ryan Durbin & Becca Otis She Coaches Coaches She Coaches Coaches Candy Motzek | Life & Business Coach 財訊 《Wealth Magazine》 財訊 《Wealth Magazine》 財訊雙週刊 Third Alarm Cowboys Podcast Third Alarm Cowboys Podcast Heath Meredith The Pomp Podcast The Pomp Podcast Anthony Pompliano The Unforget Yourself Show The Unforget Yourself Show Mark and Katie Stock Movers Stock Movers iHeartPodcasts The Drive Car Show The Drive Car Show The Drive with Lauren & Karl AI News Podcast | Latest AI News, Analysis & Events | Daily Inference AI News Podcast | Latest AI News, Analysis & Events | Daily Inference AI Daily DX Today | No-Hype Podcast & News About AI & DX DX Today | No-Hype Podcast & News About AI & DX Rick Spair AD7 Devocional - Diferente / Inverso AD7 Devocional - Diferente / Inverso AD7 Devocional Business News Today | 2 Min News | The Daily News Now! Business News Today | 2 Min News | The Daily News Now! The Daily News Now! Hamza Selfimprovement Hamza Selfimprovement Adonis Gang Leadership Lessons From The Great Books Leadership Lessons From The Great Books Leadership Toolbox Podcast Network ColdFusion ColdFusion Dagogo Ekantik Vartalap Ekantik Vartalap Bhajan Marg Family Office Podcast: Billionaire & Centimillionaire Interviews & Investor Club Insights Family Office Podcast: Billionaire & Centimillionaire Interviews & Investor Club Insights Richard C. Wilson, CEO of Family Office Club 鞠强教授:管理心理学 鞠强教授:管理心理学 管理心理学教授鞠强 The Private School Leader Podcast The Private School Leader Podcast Mark Minkus Bitcoiners - Live From Bitcoin Beach Bitcoiners - Live From Bitcoin Beach Mike Peterson Retirement Answers Retirement Answers Jacob Duke, CFP® Pregnancy & Postnatal Entrepreneurs Collective Podcast Pregnancy & Postnatal Entrepreneurs Collective Podcast Niamh Cassidy, IBCLC
Ready For Retirement

Business

Ready For Retirement

James Conole, CFP®

Don’t Retire If This Is You - 5 Warning Signs

July 04, 2026 5:00am 14 min

You can hit your number, be fully financially ready, hand in your notice, and still end up miserable. Or worse, running out of money. In 15 years as a retirement advisor, I've watched it happen again and again, and it al...

Your Life When Retiring With $100K vs $1M vs $10M

June 27, 2026 5:00am 13 min

You'd assume retiring with $10 million is a hundred times better than retiring with $100,000. It isn't. And the reason is stranger than you'd think. Because the size of your portfolio barely tells you what your life actu...

Sell These 10 Things BEFORE You Retire

June 20, 2026 5:00am 16 min

There are 10 things sitting in your life right now that are quietly draining your retirement. Most people never notice them. This isn't the usual save more, buy more advice. After 15 years of helping people retire, the h...

If You Only Watch One Retirement Video, Make it This

June 13, 2026 5:00am 14 min

Most retirement advice isn't wrong. It's incomplete. And following incomplete advice for 30 years is how people end up financially ready for retirement but completely unprepared to live it.I've seen it hundreds of times....

The Real Math of Working One More Year (It’s Not What You Think)

June 06, 2026 5:00am 9 min

"Just one more year, to be safe."I've heard that sentence more times than almost any other in my career. One year becomes two, two becomes five. By the time they finally retire, something has shifted and retirement looks...

Why I Told My Client Not to Pay Off Their Mortgage Before Retiring

May 31, 2026 5:00am 9 min

Paying off your mortgage before retirement sounds responsible. Sometimes it is. Sometimes it quietly costs you the best years of your life.In this episode, James walks through the story of a client who delayed retirement...

Taxes on a $3M Retirement Portfolio: What You'll Actually Owe Each Year

May 24, 2026 5:00am 8 min

Most people assume retirement taxes are based on how much they withdraw. The real problem is what the IRS eventually forces them to withdraw.In this episode, James walks through what taxes can actually look like on a $3 ...

Here's What Happens to Your Social Security If You Retire at 60

May 17, 2026 5:00am 13 min

Retiring at 60 feels like a clean plan. Work ends, savings take over, and Social Security fills the gap later. What most people do not realize is that decision has already changed their benefit.In this episode, James wal...

$15M in Nvidia Stock Case Study | Don't Just "Diversify Everything"

May 10, 2026 5:00am 23 min

A big single-stock win can feel like freedom one day and a tightrope the next. This plan walks through how a family holding ~$15M in NVIDIA shares can turn concentrated success into stable, low-stress wealth—without torc...

The Real Question Behind When to Start Social Security (It’s Not 62 vs. 67 vs. 70)

May 03, 2026 5:00am 15 min

Most people think deciding when to take Social Security is a math problem. Run the numbers. Find the breakeven age. Pick 62, 67, or 70. Done.But that approach misses the point. This is not a math decision. It is a risk d...

You Don’t Need a Financial Advisor… Until You Do (Here’s When)

April 26, 2026 5:00am 18 min

You’ve done everything right. You saved consistently. You built a portfolio. You figured it out on your own. So why would you ever need a financial advisor now. That question makes sense. And for many people, the answer ...

Stop Overfunding Your 401(k). Do This Instead

April 19, 2026 5:00am 8 min

You can do everything right and still feel stuck. Save aggressively. Max out your 401k. Build a large portfolio. And then one day realize you can’t actually use it when you want to.In this episode, James explains why the...

5 Mental Traps That Keep You From Retiring (Even When You’re Ready)

April 12, 2026 5:00am 8 min

As you get close to retirement, something unexpected starts to happen. The math looks good. The plan works. And yet, you hesitate. In this episode, James Conole explores the quiet mental traps that show up right before o...

Stop Working for Money You’ll Never Spend

April 05, 2026 5:00am 9 min

One of the biggest fears people carry into retirement is running out of money. But for many retirees, the greater risk is something else entirely. Running out of time.In this episode, James Conole, CFP®, explains why the...

The $5 Million Trap: Why Wealthy People Are Scared to Retire

March 29, 2026 5:00am 10 min

Most people think retirement begins the day they turn in their notice. In reality, retirement begins much earlier than that. It begins the moment you stop depending on your employer for everything. In this episode, James...

"Only Live Off Dividends" Is Your Biggest Portfolio Risk in Retirement

March 22, 2026 5:00am 13 min

“Only live off the dividends. Never touch the principal.”It sounds responsible. It feels safe. It may be one of the riskiest retirement strategies out there. In this episode, James breaks down why building a retirement p...

The Dark Truth About Retirement (No One Tells You This)

March 15, 2026 5:00am 10 min

Everyone thinks retirement is a permanent vacation. For the first few months, it might feel that way. Then something shifts. The novelty fades. Tuesdays start to feel like Saturdays. The structure that once defined your ...

4 Retirement Income Strategies: Which One Wins with $1+ Million?

March 08, 2026 6:00am 16 min

In this episode, James walks through four of the most common income strategies retirees consider today and why many people are still using outdated math for a 2026 retirement. The question is not just how much income you...

Why Retiring at 55 is Better than 65 (The "3x" Rule)

March 01, 2026 5:00am 14 min

Retiring at 55 is not just retiring ten years earlier. It changes the entire math of your life. From 55 to 65, expenses are often at their highest. You are covering healthcare before Medicare, traveling more, and living ...

The Retirement Red Zone: Why the Final 5 Years Decide Everything

February 22, 2026 5:00am 13 min

The final five years before retirement are not maintenance mode. They are leverage years. Small decisions made here can outweigh the previous twenty years of saving and investing. In this episode, James explains why this...

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