Podcast Index

Podcasts

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Federal Employees Retirement & Benefits Podcast by CD Financial Federal Employees Retirement & Benefits Podcast by CD Financial Charles Dzama Shooby Dooby Doo Wop with Andy Robinson and James Cook Shooby Dooby Doo Wop with Andy Robinson and James Cook Shooby Dooby Doo Wop Podme True Crime Podme True Crime Podme History For Sleep with the Drowsy Historian History For Sleep with the Drowsy Historian Drowsy Historian FutureCast/未来播报 FutureCast/未来播报 atelierqin In Deep Geek In Deep Geek indeepgeek John Griffin (Life 2.0) John Griffin (Life 2.0) John Griffin Bitcoin Liberty Live Bitcoin Liberty Live Fritz Nature Documentary For Sleep Nature Documentary For Sleep Nature Documentary For Sleep The Neurodivergent Lens The Neurodivergent Lens Dyscourse Beautifully Complex Beautifully Complex Penny Williams The Flat Earth Files The Flat Earth Files Delmarva Studios Boston Red Sox News Today | 2 Min News | The Daily News Now! Boston Red Sox News Today | 2 Min News | The Daily News Now! The Daily News Now! Icebergs y Misterios Icebergs y Misterios Icebergs y Misterios M365.FM - Modern work, security, and productivity with Microsoft 365 M365.FM - Modern work, security, and productivity with Microsoft 365 Mirko Peters - Founder of m365.fm, m365.show and m365con.net Computer Club Computer Club Computer Club - Freddy & Smollie The National Football Show with Dan Sileo The National Football Show with Dan Sileo JAKIB Sports William Ramsey Investigates William Ramsey Investigates William Ramsey أخبارَك إيه أخبارَك إيه TWR Arabic كنوز الحكمة كنوز الحكمة Thru the Bible Sentido Latino Sentido Latino Lutheran Hour Ministries Harrisburg News Today | 2 Min News | The Daily News Now! Harrisburg News Today | 2 Min News | The Daily News Now! The Daily News Now! Roberta Glass True Crime Report Roberta Glass True Crime Report Roberta Glass 7 Minute Leadership 7 Minute Leadership Paul Falavolito News Headlines in Morse Code at 10 WPM News Headlines in Morse Code at 10 WPM Mark Percival News Headlines in Morse Code at 15 WPM News Headlines in Morse Code at 15 WPM Mark Percival The Rose City Breakdown The Rose City Breakdown Phuoc Nguyen and Melina Gaspar News Headlines in Morse Code at 30 WPM News Headlines in Morse Code at 30 WPM Mark Percival Miami Heat News Today | 2 Min News | The Daily News Now! Miami Heat News Today | 2 Min News | The Daily News Now! The Daily News Now! Lilli & Isabelle Lilli & Isabelle Lyder Produksjoner 香氛時間.慢慢聊 香氛時間.慢慢聊 鈴晞 吳若權 權式重點 吳若權 權式重點 吳若權|中廣流行網 New York City News Today | 2 Min News | The Daily News Now! New York City News Today | 2 Min News | The Daily News Now! The Daily News Now! Crime Stories with Nancy Grace Crime Stories with Nancy Grace iHeartPodcasts and CrimeOnline Santa Fe News Today | 2 Min News | The Daily News Now! Santa Fe News Today | 2 Min News | The Daily News Now! The Daily News Now! Dealin' the Cards: A St. Louis Cardinals Podcast Dealin' the Cards: A St. Louis Cardinals Podcast Josh Jacobs, Sandy McMillan, Andrew Wang TBPN TBPN John Coogan & Jordi Hays
Federal Employees Retirement & Benefits Podcast by CD Financial

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Federal Employees Retirement & Benefits Podcast by CD Financial

Charles Dzama

FERS Annuitant vs. Annuity: The Difference Federal Employees Get Wrong

July 22, 2026 6:00pm 15 min

"I already have an annuity" — Charles hears it weekly, and it's often a misconception. Being a FERS annuitant (a pension you earned) and owning an annuity (a financial tool you choose) sound identical and mean completely...

The TSP Roth Conversion Catch Nobody Warns You About

July 21, 2026 6:00pm 5 min

Roth conversions before 59½ and Roth conversions inside your TSP get mentioned in the same breath for one reason: they share the same drawback. Withhold taxes on a conversion before 59½, and the government treats it as a...

Federal Retirement Acronyms Explained: FERS, CSRS, TSP, FEHB, SRS & More

July 16, 2026 5:00pm 29 min

Spend enough time around federal retirement and the acronyms start flying — and it starts to feel too late to ask what they mean. Charles and Marcus decode the alphabet soup in plain English: FERS (and RAE/FRAE), CSRS an...

FERS Annuitant vs. Annuity: Federal Employees Get These Two Confused

July 14, 2026 7:00pm 3 min

"I've got an annuity… or do I have an annuity? Wait, I'm a federal annuitant — what does that even mean?" Did you think being a FERS annuitant and having an annuity were the same thing? Drop a Y or N below 👇START HERE━━━...

Federal Retirement Acronyms Explained: FERS, FEHB, FEGLI, CSRS, High-3 & More

July 07, 2026 7:00pm 11 min

Which acronym tripped you up the longest — FERS, FEGLI, SRS, or MRA? Drop it below 👇START HERE━━━━━━━━━━━━━━━Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b...

The Financial Vocabulary That Intimidates Retirees — Decoded (Roth, RMDs, Capital Gains)

July 07, 2026 6:00pm 36 min

Which term always messes with you — effective tax rate, backdoor Roth, cost basis, or RMDs? Write it below 👇START HERE━━━━━━━━━━━━━━━Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa66...

$1M Saved But No Written Income Plan? Here's Your Problem

July 02, 2026 5:00pm 26 min

Most federal employees have a number in their head — "I'll retire at 62" — but a number is not a plan. Charles and Marcus break down what an actual written retirement income plan (the Charted Retirement Course) contains:...

Federal Retirement Mid-Year Check-In: Are You Still on Track to Retire within 5 Years?

June 30, 2026 7:00pm 7 min

1. High-3 & step increases — a step increase only lifts your High-3 for the time you're actually in it (stay ~3 years for full credit)2. TSP allocation — does it match your goals? Start taking risk off the table ~3 years...

The Mid-Year Federal Retirement Checklist Most Employees Skip (5 Things)

June 25, 2026 2:00pm 33 min

Show-notes summary:We're halfway through 2026 — the moment most federal employees realize they set retirement goals in January and haven't looked since. Charles and Marcus walk through five things to review now, not in D...

12 Retirement Income & Tax Terms Federal Employees Get Wrong (And It Costs Them)

June 23, 2026 5:00pm 14 min

Which of these terms confused you the most before today — Roth vs. Traditional, RMDs, or capital gains? Tell me below 👇Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df073962...

Federal Employee Roth Strategy — Why Susan Gained $80K Over Linda #casestudy

June 18, 2026 5:00pm 21 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

Age 60 + Federal Pension + $1M Saved: The 5 Decisions Most People Get Wrong

June 16, 2026 6:00pm 7 min

Federal retirement planning at 60: if you're a year or two from retiring from federal service with a FERS pension, Social Security, and about $1M saved in your TSP, here are 5 decisions to make before you retire — so you...

Age 60 + Federal Pension + $1M — Now What?

June 11, 2026 4:00pm 23 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

Are You Making This $80,000 TSP Mistake? - ROTH

June 09, 2026 7:00pm 6 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

Retire This Year: The 4-Lane Roadmap

June 04, 2026 3:00pm 22 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

The G Fund Trap: Why Many Federal Employees Get It Wrong

June 02, 2026 6:00pm 6 min

Apply for a Retirement Consultation: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employ...

The 7 Biggest FERS Mistakes We See Federal Employees Make

May 28, 2026 2:00pm 26 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

Federal Retirement Mistakes: 7 FERS Pension Errors to Avoid Before You Sign

May 26, 2026 4:00pm 5 min

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employe...

The Last Year Before Retirement: 5 Steps Every Federal Employee Must Follow

May 21, 2026 7:00pm 23 min

Apply for a Retirement Consultation: https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20📘 Federal Retirement Resources:Get the digital guidebook to retirement as a federal employe...

Retiring from Federal Service? Don't Skip These 5 Steps

May 19, 2026 6:00pm 4 min

Get the digital book at no cost to you here: https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Want to work with Charles? Apply here: https://cdfinancial.org/schedule-a-meeting/Checklist Challenge...

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